Finance

We believe everyone deserves to own their dream hot tub or swim spa, without having to compromise on quality because of affordability. That’s why we have partnered with Hitachi Capital, one of the worlds largest consumer credit providers, to bring you our fantastic 0% finance option. Finance applications are subject to status, minimum deposit required, terms and conditions apply.

With Hitachi, you are protected under the Consumer Credit Act 1974 and have certain rights in the unlikely event that a problem should occur and you’re not satisfied.

hot-tub-on-finance-nottingham

Buy Now Pay Later

Need just a little more time to get your finances together? Rather keep the money in your own bank a while longer? Then our Buy Now Pay Later (BNPL) option from Hitachi Capital could be for you.

BNPL allows you to defer the outstanding balance for up to 1 year, from the installation date of your hot tub or swim spa. This is a good option if you are certain that you can pay off the outstanding balance within the set term.

How does BNPL work?

With the BNPL finance option, you pay a minimum deposit amount of 20%, then the outstanding balance is deferred for 12 months from the installation date of your garden room.

Are there any interest or fees?

The BNPL option carries an admin fee, otherwise known as an ‘exit’ fee, of £29. This is applied by Hitachi and added to the outstanding balance.

As long as you pay off the outstanding balance in full within 12 months from your installation date there will be no interest to pay. However, if you allow the term to lapse without paying off the balance then the interest that would have been accrued during the 12 month deferral period will be applied to the loan amount at the rate of 19.9% APR. The remainder of the balance will then default to a loan with an interest rate calculated at 19.9% APR representative over a term of 120 months.

You can make overpayments whenever you like and clear the balance before the end of the deferment period without incurring any additional costs.

How long will my application take?

Typically applying for one of our finance options takes around 20 minutes. At the end of this application process, you will be given a decision as to the outcome of your loan. If you are successful in your application you will receive a link via email from Hitachi to e-sign the relevant documents.

Representative Example:

Cash price: £9,850.00
20% Deposit:  £1970.00
Outstanding Balance:  £7,880.00
BNPL option allows the balance to be deferred for 1 year from the installation date. An ‘exit fee’ of £29 is applied by Hitachi.
Total outstanding balance: £7,909.00

Finance

Call us on 0800 144 8827  for more information on our other finance packages.